Privacy Policy
Terms and Conditions

Last Updated on: January 1, 2021

By using this website as a user (hereafter “You”), You agree to the following Privacy Policy.
Please read this policy carefully before using this website.
This website is owned and operated by a Florida company (hereafter “Our”, “We”, or “Company”). Our principal place of business is located is located in Saint Cloud, Florida
For any privacy-related questions, you can reach us at

This Privacy Policy is designed to explain how we collect, use, share, and protect the personal information You provide to us when You access Our website, purchase Our goods or services, or engage with us on social media, as well as Your own rights to the information We collect.

Please read this Privacy Policy carefully. We will alert You to any changes to this Policy by changing the “last updated” date at the top of this Policy. Any changes become effective immediately upon publication on Our website, and You waive specific notice of any changes to the Policy by continuing to use and access Our site(s). We encourage You to review this Privacy Policy periodically, when You use Our website for any purpose or engage with us on social media. You are deemed to have accepted any changes to any revised Privacy Policy by Your continued use of Our website after the revised Privacy Policy is posted.


Our Website is not intended for children under 14 years of age. No one under age 14 may provide any information to or on the Website. We do not knowingly collect personal information from children under 14. If You are under 14, do not use or provide any information on these Website or on or through any of the features/register on the Website, make any purchases through the Website, use any of the interactive or public comment features of the Website or provide any information about Yourself to us, including Your name, address, telephone number, email address, or any screen name or user name You may use.

If We learn We have collected or received personal information from a child under 14 without verification of parental consent, We will delete that information. If You believe We might have any information from or about a child under 14, please contact Us at LAURENKDOWNINGPHOTOGRAPHY@GMAIL.COM


When You access the Website, the Company will learn certain information about You during Your visit. The Website provides various places for users to provide information. We collect information that users provide by filling out forms on the Website, registering for a webinar/free class, communicating with Us via contact forms, responding to surveys, search queries on our search feature, providing comments or other feedback, and providing information when ordering a product, download or service via the Website.

We use information You provide to Us to deliver the requested product and/or service, to improve our overall performance, and to provide You with offers, promotions, and information.


We only collect information that is provided with 1) consent, or 2) a legal basis, namely, a legitimate interest. Personal information collected may include:
• Name, postal address, phone number, social media account links, and e-mail address.
• Financial account information, such as credit card number and other payment information. Please note, We do not retain credit card information, as it is processed through a third-party server, [STRIPE, PAYPAL,Dubsado]


As You navigate through our Website, We may use automatic data collection technologies including Google Analytics to collect certain information about Your equipment, browsing actions, and patterns. This will generally include information about Your location, Your traffic pattern through our Website, and any communications between Your computer and our Website. We collect:

• If You create an account – Your username, password, and other demographic information that You provide.
• If You purchase from us– what You buy, how frequently You buy, and other products You look at.
• If You opt-in for an email freebie our sign up for mailing list – Your email address, interests as indicated by “checking the box,” Your email opening rate, and Your “click through” rate.
• If You connect Your account to another service such as Facebook, Google, Amazon, Twitter, or Kajabi, the other service may send Us Your registration or profile information on that service that You authorize. This information enables cross-platform data sharing to improve Your user experience.
• Any of Your personal data identified in this policy where necessary for the establishment, exercise or defense of legal claims, whether in court proceedings or in an administrative or out-of-court procedure, namely for the protection and assertion of our legal rights, Your legal rights and the legal rights of others.

We use this data to improve our Website and our service offerings. To the extent that You voluntarily provide personal information to us, our systems will associate the automatically collected information with Your personal information.

If You choose to correspond with Us through email, We may retain the content of Your email messages together with Your email address and our responses. We provide the same protections for these electronic communications that We employ in the maintenance of information received online, mail, and telephone. This also applies when You register for our Website, sign up through any of our forms using Your email address or make a purchase on this Website.


We are committed to keeping Your e-mail address secure. We do not sell, rent, or lease our subscription lists to third parties, and will not disclose Your email address to any third parties except as allowed in the section titled Disclosure of Your Information.

We will maintain the information You send via e-mail in accordance with applicable federal law.

In compliance with the CAN-SPAM Act, all e-mails sent from our organization will clearly state who the e-mail is from and provide clear information on how to contact the sender. In addition, all e-mail messages will also contain concise information on how to remove Yourself from our mailing list so that You receive no further e-mail communication from Us.

Our emails provide users the opportunity to opt-out of receiving communications from Us and our partners by reading the unsubscribe instructions located at the bottom of any e-mail they receive from Us at anytime.

Users who no longer wish to receive our newsletter or promotional materials may opt-out of receiving these communications by clicking on the unsubscribe link in the e-mail.

We use and processes information which We have either 1) consent, or 2) a legal basis to process, namely a legitimate interest. We may use the information We gather to:

• Administer our website and business, provide our services, ensure the security of our website and services, and maintain back-ups of our databases;
• Enable and monitor Your use of the website;
• Communicate with You about Your orders, purchases, accounts, and requests for information;
• Allow Us to process orders, registrations, and customer service inquiries;
• Provide You with information about content, products, and services We offer, and advertise/ market relevant content, products, or services to You;
• Allow Us to better service You in responding to Your customer service requests;
• Administer a contest, promotion, survey or other site feature;
• Quickly process Your transactions;
• Keep proper records of transactions;
• Send periodic emails regarding Your order or other products and services; or to
• Comply with, enforce, defend, or indemnify our or any other party’s legitimate legal interest.


As a general rule, We do not disclose Your personal information except in the limited circumstances described here. We may share information with any Company subsidiary or holding company, insurers, professional advisors, website hosting partners and other parties who assist Us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential.

We retain the email addresses of those who send Us email, who purchase goods and services via our website, who register for access to our site, and who subscribe to our email newsletters. We retain these email addresses, along with other information You provide, in our mail list service, [INFUSIONSOFT/KEAP]. We do not disclose these email addresses to third parties by “list sharing” or selling Your information.

We sometimes work with third parties to analyze user’s preferences, provide content, products, or services of interest to that user, or to collect data for conversion tracking (that is, what actions You take after You click on an ad). Third Party Services used on this website include:

We may disclose Your personal information to our subsidiaries, affiliates, and service providers for the purpose of providing our services to You.
We may disclose Your personal information to a third party, including law enforcement, a lawyer or collection agency, when it's release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property or safety, and for the establishment, exercise, or defense of legal claims, whether in court proceedings or an administrative out-of-court procedure.

We may provide Your information to any successor in interest in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of the Company’s asserts and/or business.

We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights or when compelled by a court or other governmental entity to do so, or for any other legitimate legal interest.


Your Personal Information and its security are important to Us. Thus, We take commercially reasonable steps to ensure the security of the information You provide to Us and the information We collect automatically. Please note, however, that no internet transmission method or manner of electronic storage is 100% secure. Therefore, We cannot guarantee the security of the Personal Information We have collected from You.

Email is not recognized as a secure medium of communication. For this reason, We request that You do not send private information to Us by email. However, doing so is allowed, but at Your own risk. Some of the information You may enter on our Website may be transmitted securely via a secure medium known as Secure Sockets Layer, or SSL. Credit Card information and other sensitive information is never transmitted via email.

The Company may use software programs to create summary statistics, which are used for such purposes as assessing the number of visitors to the different sections of our site, what information is of most and least interest, determining technical design specifications, and identifying system performance or problem areas.

For Website security purposes and to ensure that this service remains available to all users, the Company uses software programs to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage.


If there is a data breach, We will notify You by email within seventy two (72) hours.


Our Website and/or the services We provide to You may contain links to third party sites not owned or operated by Us. We have no official affiliation with them and, therefore, have no control over the privacy policies that apply to their sites. It is Your responsibility to review their privacy policies before using their sites. Additionally, We do not endorse or take any responsibility for the content, products or services provided on any third party sites, and You agree to hold Us harmless with respect to Your use of them despite any links on our Website directed to them.


It is our policy to post any changes We make to our Privacy Policy on this page. If We make material changes to how We treat our users' personal information, We will update this Privacy Policy. The date the Privacy Policy was last revised is identified at the bottom of the page. You are responsible for ensuring We have an up-to-date active and deliverable email address for You, and for periodically visiting our Website and this Privacy Policy to check for any changes.

Use of this website is at Your own risk. We host this site on a reputable platform and take reasonable efforts to maintain and host the site. However, We make no explicit representations or warranties as to the safety or Your individual use of the website. The Terms and Conditions of Use contained on this page is subject to change at any time.

Age Requirements
You must be at least 18 to use Our website, templates, courses, and products.

Intellectual Property Notice
All text, photographs, graphics and other materials on this site are subject to the copyrights and other intellectual property rights of LAUREN K DOWNING PHOTOGRAPHY are protected by United States Copyright Laws (USC Title 17). Website materials may not be copied for any reason, including your personal use, commercial use, or distribution, nor may these materials be modified or reposted to other sites, without the prior express written permission of Company. We may prosecute You to the fullest extent permissible should We choose to do so, including asking for financial penalties (damages) and/or an injunction forcing You to stop using Our intellectual property immediately.

Your Communications
Any communications made through Our blog, blog comments, newsletter sign up or other related pages, or directly to Our phones or mailing or email addresses is not held privileged or confidential and is subject to viewing and distribution by third parties. We own any and all communications displayed on Our website, servers, comments, emails or other media as allowed by United States law and will not give credit or pay royalties for unsolicited user-generated content such as blog comments or emails. For more information on when and how We store and use Your communications or any data provided by You in those communications, please refer to Our Privacy Policy on this page.

Our website and related materials are provided for educational and informational use only. You agree to indemnify and hold harmless Our website and company for any direct or indirect loss or conduct incurred as a result of Your use of Our website and any related communications, including as a result of any consequences incurred from technological failures such as a payment processor error(s) or system failure(s).

While We may reference certain results, outcomes or situations on this website, You understand and acknowledge that We make no guarantee as to the accuracy of third-party statements contained herein or the likelihood of success for You as a result of these statements or any other statements anywhere on this website. If You have medical, legal or financial questions, You should consult a medical professional, lawyer or CPA and/or CFP respectively. We expressly disclaim any and all responsibility for any actions or omissions You choose to make as a result of using this website, related materials, products, courses or the materials contained herein.

While Company may offer discounts or offers at various times, these discounts or offers may be terminated or amended at any time without explanation or warning. Sales, discounts, and offers will not be retroactively applied to past purchases.

This website is updated on a regular basis and while We try to make accurate statements in a timely and effective manner, We cannot guarantee that all materials and related media contained herein are entirely accurate, complete or up to date. You expressly acknowledge and understand that any information or knowledge You gain as a result of using this website is used at Your own risk.

Earnings Disclaimer
Company makes no income/financial claims, nor guarantees of any kind regarding the potential income that can be generated through Our website, communications, or your participation in the purchase of any of our products. Past results presented on the website are not an indication or promise of Your results. There is no guarantee You will earn any money using any of Our materials, and Your revenue is dependent solely on you and your actions or non-actions.

This site may use affiliate links to sell certain products or services. We disclaim any and all liability as a result of Your purchase through one of these links. We will use reasonable efforts to notify You when and where We have placed affiliate links in addition to this disclaimer located in these Terms & Conditions. You accept express liability for any and all consequences or benefits of clicking the affiliate links contained on this website or related communications.

Severability & No Waiver
If any part of these Terms and Conditions of Use is deemed unlawful and/or unenforceable, all other provisions contained herein will remain in full force and effect. Any failure by Company to enforce a provision of this Terms and Conditions of Use shall not constitute a waiver of any other portion or provision of this Terms and Conditions.

Venue and Jurisdiction
This Terms and Conditions of Use and Our Privacy Policy shall be governed by and construed in accordance with the laws of the State of Florida including all matters of construction, validity, performance, and enforcement and without giving effect to the principles of conflict of laws. You agree that any dispute or lawsuit arising out of, or concerning, this Agreement shall be resolved exclusively in a federal or state court of competent jurisdiction located in Osceola County, Florida. You and Company assume responsibility for their own collection costs and legal fees incurred should enforcement of these
conditions should it become necessary.

If You require any more information or have any questions about these Terms and Conditions of Use or Our Privacy Policy, please feel free to contact us by email at